Getting access to a bank is something most of us take for granted. However, for certain groups it is a lot more difficult. Moreithi Keigi is a trained economist, originally from Kenya, who works with Micro Finance. Micro Finance offers financial services to people on low incomes. He talks to Miriam Gormally and she asks what difference it would make if banks in general were also to put their focus on low income people and make sure that they were socially concerned.